Financing & Credit

Good Credit Financing

Brewbaker’s Furniture offers convenient in-store financing and deferred payment options through our Brewbaker’s Revolving Charge Card. To apply for a Brewbaker’s Charge Card, please stop by our Onaway or Petoskey locations to fill out a credit application, call one of our representatives at 1-800-292-5514.

Click here to apply online

Second Chance Financing - No Credit Check

No Credit Check Requirements - Download Application Form (PDF)
NOTE: There is a $25 application fee due upon approval.

1. Must be employed by the same company for at least SIX months.
2. Earn $1,000 a month and deposit at least $500 a month into your checking accounts.
3. Must have a checking account that has been open at least THREE months.
4. No NSFs and no more than 2 overdrafts in the last 30 days.

Bring the Following to the Store

1. To Verify INCOME REQUIREMENTS of $1,000 a month for at least 6 months, bring:
   1. Paystub; or
   2. S.S. or Disability Benefit Letter; or
   3. Letter from employer with hourly wage and YTD on company letterhead.
   4. If self-employed - Provide a 1099 and 30 day bank statement OR a business license and 3 months of bank statements.
   5. If you apply between January and June, you must submit your December paystub or W-2 from previous year.
2. To Verify CHECKING ACCOUNT REQUIREMENTS bring a 30 day bank statement that shows:
   1. No NSFs & no more than 2 overdrafts and account open for 3 months
   2. $500 in deposits and does not end with a negative balance
3. VOIDED CHECK (Or a Bank Account Verification Form)
4. PHOTO I.D.

Financing provided by Wells Fargo Financial National Bank, a subsidiary of Wells Fargo Financial. Wells Fargo Financial is an affiliate of Wells Fargo Bank, N.A.